Monday, March 12, 2007

Bob Herbert on indentured servitude in America, otherwise known as guest worker programs, and Paul Krugman on Alberto Gonzalez. His first words are “Nobody is surprised to learn that the Justice Department was lying…” I never thought I would have to consider such a phrase… Here’s Mr. Herbert:

A must-read for anyone who favors an expansion of guest worker programs in the U.S. is a stunning new report from the Southern Poverty Law Center that details the widespread abuse of highly vulnerable, poverty-stricken workers in programs that already exist.

The report is titled “Close to Slavery: Guestworker Programs in the United States.” It will be formally released today at a press conference in Washington.

Workers recruited from Mexico, South America, Asia and elsewhere to work in American hotels and in such labor-intensive industries as forestry, seafood processing and construction are often ruthlessly exploited.

They are routinely cheated out of their wages, which are low to begin with. They are bound like indentured servants to the middlemen and employers who arrange their work tours in the U.S. And they are virtual hostages of the American companies that employ them.

The law does not allow these “guests” to change jobs while they’re here. If a particular employer is unscrupulous, as is very often the case, the worker has little or no recourse.

One of the guest workers profiled in the report was a psychology student recruited in the Dominican Republic to work at a hotel in New Orleans in the aftermath of Hurricane Katrina. The woman had taken on $4,000 in debt to cover “fees” and other expenses that were required for her to get a desk job that paid $6 an hour.

But after a month, her hours were steadily reduced until she was working only 15 or 20 hours a week. That left her with barely enough money to survive, and with no way of paying off her crushing debt.

The woman and her fellow guest workers had hardly enough money for food. “We would just buy Chinese food because it was the cheapest,” she said. “We would buy one plate a day and share it between two or three people.” She told the authors of the report: “I felt like an animal without claws — defenseless. It is the same as slavery.”

Steven Greenhouse of The Times recently reported on a waiter from Indonesia who took on $6,000 in debt to become a guest worker. He arrived in North Carolina expecting to do farm work but found that there was no job for him at all.

The report focused primarily on the 120,000 foreign workers who are allowed into the U.S. each year to work on farms or at other low-skilled jobs. In most cases the guest workers take on a heavy debt load to participate in the program, anywhere from $500 to more than $10,000. Worried about the welfare of their families back home, and with the huge debt hanging over their heads, the workers are most often docile, even in the face of the most egregious treatment.

The result, said the report, is that they are “systematically exploited and abused.”

Some of the worst abuses occur in the forestry industry. The report said, “Virtually every forestry company that the Southern Poverty Law Center has encountered provides workers with pay stubs showing that they have worked substantially fewer hours than they actually worked.”

A favorite (and extremely cruel) tactic of employers is the seizure of guest workers’ identity documents, such as passports and Social Security cards. That leaves the workers incredibly vulnerable.

“Numerous employers have refused to return these documents even when the worker simply wanted to return to his home country,” the report said. “The Southern Poverty Law Center also has encountered numerous incidents where employers destroyed passports or visas in order to convert workers into undocumented status.”

Without their papers the workers live in abject fear of encountering the authorities, who will treat them as illegals. They are completely at the mercy of the employers.

President Bush has been relentless in his push to greatly expand guest worker programs as part of his effort to revise the nation’s immigration laws. To expand these programs without looking closely at the gruesome abuses already taking place would be both tragic and ridiculous.

“This is not a situation where there are just a few bad-apple employers,” said Mary Bauer, director of the Immigrant Justice Project at the Southern Poverty Law Center, which has initiated a number of lawsuits on behalf of abused workers. “Our experience is that it’s the very structure of the program that lends itself to abuse.”

And now here’s Mr. Krugman:

Nobody is surprised to learn that the Justice Department was lying when it claimed that recently fired federal prosecutors were dismissed for poor performance. Nor is anyone surprised to learn that White House political operatives were pulling the strings.

What is surprising is how fast the truth is emerging about what Alberto Gonzales, the attorney general, dismissed just five days ago as an “overblown personnel matter.”

Sources told Newsweek that the list of prosecutors to be fired was drawn up by Mr. Gonzales’s chief of staff, “with input from the White House.” And Allen Weh, the chairman of the New Mexico Republican Party, told McClatchy News that he twice sought Karl Rove’s help — the first time via a liaison, the second time in person — in getting David Iglesias, the state’s U.S. attorney, fired for failing to indict Democrats. “He’s gone,” he claims Mr. Rove said.

After that story hit the wires, Mr. Weh claimed that his conversation with Mr. Rove took place after the decision to fire Mr. Iglesias had already been taken. Even if that’s true, Mr. Rove should have told Mr. Weh that political interference in matters of justice is out of bounds; Mr. Weh’s account of what he said sounds instead like the swaggering of a two-bit thug.

And the thuggishness seems to have gone beyond firing prosecutors who didn’t deliver the goods for the G.O.P. One of the fired prosecutors was — as he saw it — threatened with retaliation by a senior Justice Department official if he discussed his dismissal in public. Another was rejected for a federal judgeship after administration officials, including then-White House counsel Harriet Miers, informed him that he had “mishandled” the 2004 governor’s race in Washington, won by a Democrat, by failing to pursue vote-fraud charges.

As I said, none of this is surprising. The Bush administration has been purging, politicizing and de-professionalizing federal agencies since the day it came to power. But in the past it was able to do its business with impunity; this time Democrats have subpoena power, and the old slime-and-defend strategy isn’t working.

You also have to wonder whether new signs that Mr. Gonzales and other administration officials are willing to cooperate with Congress reflect the verdict in the Libby trial. It probably comes as a shock to realize that even Republicans can face jail time for lying under oath.

Still, a lot of loose ends have yet to be pulled. We now know exactly why Mr. Iglesias was fired, but still have to speculate about some of the other cases — in particular, that of Carol Lam, the U.S. attorney for Southern California.

Ms. Lam had already successfully prosecuted Representative Randy Cunningham, a Republican. Just two days before leaving office she got a grand jury to indict Brent Wilkes, a defense contractor, and Kyle (Dusty) Foggo, the former third-ranking official at the C.I.A. (Mr. Foggo was brought in just after the 2004 election, when, reports said, the administration was trying to purge the C.I.A. of liberals.) And she was investigating Representative Jerry Lewis, Republican of California, the former head of the House Appropriations Committee.

Was Ms. Lam dumped to protect corrupt Republicans? The administration says no, a denial that, in light of past experience, is worth precisely nothing. But how do Congressional investigators plan to get to the bottom of this story?

Another big loose end involves what U.S. attorneys who weren’t fired did to please their employers. As I pointed out last week, the numbers show that since the Bush administration came to power, federal prosecutors have investigated far more Democrats than Republicans.

But the numbers can tell only part of the story. What we really need — and it will take a lot of legwork — is a portrait of the actual behavior of prosecutors across the country. Did they launch spurious investigations of Democrats, as I suggested last week may have happened in New Jersey? Did they slow-walk investigations of Republican scandals, like the phone-jamming case in New Hampshire?

In other words, the truth about that “overblown personnel matter” has only begun to be told. The good news is that for the first time in six years, it’s possible to hope that all the facts about a Bush administration scandal will come out in Congressional hearings — or, if necessary, in the impeachment trial of Alberto Gonzales.

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Thursday, March 08, 2007

Bobo, MoDo and Bob Herbert. One of them has written something worth reading, and I’ll bet you can guess who. Bobo first:

Three years ago I said some pessimistic things on TV about the war in Iraq. Scooter Libby called the next day. Methodically, though with a touch of wryness in his voice, he ran down a list of the hopeful developments he thought I was ignoring. Then as we were signing off, he interrupted himself and said: “Anyway, that’s the positive spin. I can do the negative spin just as well.”

It was the only time I ever detected a crack in Libby’s reticent front. Over the years, we had two lunches and about a half-dozen phone interviews, and he was more discreet each time. I would sit there — learning nothing — and think, We know the Bushies are not like us Jews because they’re willing to appear less knowledgeable than they really are, but can Scooter Libby be like this, too?

Yet it was hard not to like the guy — for his intelligence, his loyalty and his meticulous attention to ethical niceties. (At lunch he wouldn’t let me pick up the tab. He’d lay a $20 bill on the table to cover his half.)

And so, like everybody who knows him, I greet his conviction with a profound sense of sadness. You can convince me that Libby is guilty, but I’ll always believe he’s a good man.

Yet that doesn’t begin to cover the sadness that this trial arouses, for the proceedings have revealed the arc of what the administration was and could have been.

When you think back to the White House of 2003, the period the trial explores, you will discover a White House consumed by a feverish sense of mission.

Staff members in those days went to work wondering whether this would be the day they would die. There was a sense that any day a bomb might wipe out downtown Washington.

Senior officials were greeted each morning by intense intelligence briefings. On June 14, 2003, for example, Libby received a briefing with 27 items and 11 pages of terrorist threats. Someone once told me that going from the president’s daily briefing to the next event on Mr. Bush’s schedule, which might be a photo-op with a sports team, was like leaving “24” and stepping into “Sesame Street.” No wonder administration officials were corporate on the outside but frantic within.

The White House culture was also defined by the staff’s passionate devotion to the president. Bush’s speeches after 9/11 inspired a sense of intense connection, and the emotional bonds were kept perpetually aroused by the onset of war, by the fierce rivalries with the State Department and the C.I.A., and by the administration’s core creed, that everything it does must be transformational.

It was a time, in short, of grand goals but also of discombobulating and repressed emotion.

Today, the White House culture is less intense. The staff’s relationship to the president has simmered down, from devotion to mere admiration. The president’s failure to fire Donald Rumsfeld hurt White House morale. “This president is too patient with failure,” was one of the first bits of criticism I heard from a top Bush aide. Katrina depressed many staffers. After the loss of Congress in 2006, even the most fervent Bush loyalists gave themselves psychological permission to think for themselves, and to examine their performance.

Today, the White House staff is less disciplined but more attractive. There is no party line in private conversations. The trick now is to figure out what administration policy really is, because you can now talk to three different people and get three different versions on any topic. There’s more conversation and more modesty. The vice president has less gravitational pull, and there has been a talent upgrade in post after post: Josh Bolten as chief of staff, Henry Paulson at Treasury. If Bob Gates had been the first defense secretary, the world would be a much better place today.

The administration has also lost its transformational mind-set. After cruel experience, there’s a greater tendency to match ends to means, and to actually think about executing a policy before you embark upon it. There’s much more tolerance for serious freethinkers — the Johns Hopkins scholar Eliot Cohen was just hired at State.

In short, this administration’s capacities have waxed as its power has waned. And you can’t help but feel that today’s White House would have been much better at handling the first stages of the war on terror. But that’s the perpetual tragedy of life: the owl of Minerva flies at dusk. Wisdom comes from suffering and error, and when the passions die down and observation begins.

And now here’s MoDo:

When the Scooter Libby trial ended, the media was found guilty. By the media. Which likes to obsess on itself. In the media.

The press gave short shrift to poor Scooter, whose downfall came from doing Dick Cheney’s bidding with “canine loyalty,” as Chris Matthews told Don Imus yesterday morning. Scooter’s facing hard time, even though others in the administration also spread the word about Valerie Plame.

But let’s get back to the media decrying the media, and the incestuous Beltway relationship between journalists and sources. Listening to all the lamentations, I excitedly realized I had a potentially incestuous relationship with a source inside the Beltway.

I went to Nativity grade school in D.C. with Juror No. 9, Denis Collins. I had an unrequited crush on his brother when I was in seventh grade. His dad was my dad’s lawyer, and both were Irish immigrants. My brother Kevin coached his brother Kevin in touch football. Our moms were in the Sodality together. His mom once chastised me for chatting up a little boy in church. We started in journalism together, Denis at The Washington Post as a sportswriter and Metro reporter, and me at The Washington Star as a sportswriter and Metro reporter.

This was a sure thing. I could get him to come over to my house and spill all the secrets of the jury that had convicted the highest-ranking White House official to be found guilty on a felony since Iran-contra days.

Unfortunately, Denis spilled them on the way over. By the time he got to my house, he was already so overexposed he announced, “I’m sick of hearing myself talk.”

From the moment he stepped out of the courthouse and into the press mob in his green Eddie Bauer jacket, Denis became the unofficial jury spokesman, bouncing from Larry King to Anderson Cooper and “Good Morning America.” I thought there still might be enough jury dish for me until I heard him say “Huffington Post blog.”

“Blogs are the future, right?” he said, explaining that he’d already posted his diary of adventures in federal court — right down to our incestuous Catholic past, which came up in the voir dire, when he also mentioned living across the alley from Tim Russert and working at The Post for Bob Woodward, and his nonfiction book about spying and the C.I.A.

“I was the perfect storm,” he said. Instead of me milking him for information, he tried to milk me for information. He asked about the pitfalls of being in a media maelstrom.

“Somebody called me up today and said: ‘Turn on Rush Limbaugh. He’s saying terrible things about you.’ ”

I empathized. One of my brothers always used to call Mom and tell her: “Turn on Rush Limbaugh. He’s saying terrible things about Maureen.”

Also, Denis’s wife, Pam, told him gleefully that someone on TV was making fun of his jacket. “Somebody said, ‘What’s with the green coat? It looks like something he got in high school.’ ” I asked him if he’d used any lessons from the nuns. “Accountability,” he said. “Do the right thing or get whacked over your head with the bell by Sister Mary Karen.”

Was Scooter’s fall Shakespearean? “He’s too many steps away from the king,” he said. “One of the jurors said, ‘He was too busy looking out for No. 1; he should have been looking out for No. 2 and then he wouldn’t have gotten in trouble.’ One of the witnesses told us that Libby spent more time with Cheney than he did with his own wife and kids.”

What did the jurors think of Scooter’s wife? “Well, the alleged wife,” Denis corrected me. This was a very skeptical jury, then?

“We didn’t know anything about her,” he said, adding: “I said, ‘So, that’s Scooter Libby’s wife?’ and another juror jokingly said, ‘Do you have any evidence?’ ” So the jurors began calling her “the alleged wife.”

Like a good Catholic boy, he noted that the people who put “the longest nails in Libby’s hands were not reporters — they were people who worked for the government.”

I asked him how he would feel if W. pardoned Scooter.

“I would really not care,” he replied. “I feel like the damage has been done in terms of his reputation and the administration’s reputation.”

And what about the calls for Dick Cheney to resign or get the boot?

“Here’s the thing: Libby followed Cheney’s instructions to go talk to reporters, but there’s no evidence at all that Cheney told him to lie about it. So the question is, was Libby just kind of inept at getting this story out?”

Denis had to leave. He said he felt as if he were “coming out of a tunnel.” I just felt happy to have a hot source — even if I had to share him with the whole Beltway.

Maureen Dowd’s column usually appears on Wednesdays and Saturdays.

And here’s Bob Herbert:

Neglect, incompetence, indifference, lies.

Why in the world is anyone surprised that the Bush administration has not been taking good care of wounded and disabled American troops?

Real-life human needs have never been a priority of this administration. The evidence is everywhere — from the mind-bending encounter with the apocalypse in Baghdad, to the ruined residential neighborhoods in New Orleans, to the anxious families in homes across America who are offering tearful goodbyes to loved ones heading off to yet another pointless tour in Iraq.

The trial and conviction of Scooter Libby opened the window wide on the twisted values and priorities of the hawkish operation in the vice president’s office. No worry about the troops there.

And President Bush has always given the impression that he is more interested in riding his bicycle at the ranch in Texas than in taking care of his life and death responsibilities around the world.

That whistling sound you hear is the wind blowing across the emptiness of the administration’s moral landscape.

U.S. troops have been treated like trash since the beginning of Mr. Bush’s catastrophic adventure in Iraq. Have we already forgotten that soldier from the Tennessee National Guard who dared to ask Donald Rumsfeld why the troops had to go scrounging in landfills for “hillbilly armor” — scrap metal — to protect their vehicles from roadside bombs?

Fellow soldiers cheered when the question was raised, and others asked why they were being sent into combat with antiquated equipment. The defense secretary was not amused. “You go to war with the Army you have,” he callously replied, “not the Army you might want or wish to have at a later time.”

Have we forgotten that while most Americans have sacrificed zilch for this war, the mostly uncomplaining soldiers and marines are being sent into the combat zones for two, three and four tours? Multiple combat tours are an unconscionable form of Russian roulette that heightens the chances of a warrior being killed or maimed.

In the old days, these troops would have been referred to as cannon fodder. However you want to characterize them now, their casually unfair treatment is an expression of the belief that they are expendable.

The Washington Post has performed an important public service by shining a spotlight on the contemptible treatment that some soldiers received as outpatients at the Walter Reed Army Medical Center.

The series has already prompted Congressional hearings, and the president climbed off his bicycle long enough to appoint the requisite commission. The question is whether Congress and the public can be roused to take action on behalf of the troops.

It’s not just the indifference and incompetence of the administration that are causing the troops so much unnecessary suffering. The simple truth is that the Bush crowd, busy trying to hide the costs of the president’s $2 trillion tragedy in Iraq, can’t find the money to pay for all the care that’s needed by the legions of wounded and mentally disabled troops who are coming home. The outpatient fiasco at Walter Reed is just one aspect of a vast superstructure of suffering.

The military is overextended and falling apart. Equipment worn out or destroyed by the wars in Iraq and Afghanistan has to be replaced. The perennial, all-consuming appetite of the military-industrial complex has to be satisfied. And now, here comes that endless line of wounded men and women, some of them disabled for life.

How is all of this to be paid for?

The administration has tried its best to keep the reality of the war away from the public at large, to keep as much of the carnage as possible behind the scenes. No pictures of the coffins coming home. Limited media access to Walter Reed.

That protective curtain needs to be stripped away, exposing the enormity of this catastrophe for all to see.

I remember walking the quiet, manicured grounds of Walter Reed on an unauthorized visit and seeing the young men and women moving about in wheelchairs or on crutches. Some were missing two and three limbs. All had suffered grievously.

There is something profoundly evil about a country encouraging young men and women to go off and fight its wars and then shortchanging them on medical care and other forms of assistance when they come back with wounds that will haunt them forever.

That’s something most Americans never thought their country would do.

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Monday, January 22, 2007

Bob Herbert and Paul Krugman are gearing up for the SOTU when W is supposedly going to tell us how to solve the health care crisis. First Bob Herbert on health care costs. Depressing. Then there is Paul Krugman on W’s “solution,” which of course isn’t.

Americans are increasingly living in a house of cards — credit cards.

A disturbing new report shows that with health care costs continuing their sharp rise, low- and middle-income patients are reaching for their credit cards with alarming frequency to cover treatment that they otherwise would be unable to afford.

This medical debt, to be paid off in many cases at sky-high interest rates, is being loaded onto consumer debt that is already at dangerously high levels. Many families have been crushed by the load, driven from their homes, forced into bankruptcy, and worse.

The report, released last week, was jointly compiled by Demos, a public policy group in New York, and the Access Project, which is affiliated with a health policy institute at Brandeis University and is trying to broaden the availability of health care in the U.S.

Imagine for a moment the seriously ill patient who needs to be hospitalized. In the cold new world of health care, the primary message to such patients is often “Show me the money!”

In many instances, of course, the patient does not have the money. What the report found is that even people with health insurance are being drained by health care costs to the point where the credit card seems the only option.

“As deductibles and co-payments increase,” the report said, “hospitals are finding more patients unable to pay their medical bills. Some hospital management analysts are expecting an increase in self-pay patients and are bracing for higher levels of bad debt.

“In recognition of the evolving payment landscape and the risk of hospital bad debt, health care providers are more aggressively seeking upfront collection of co-pays and deductibles. A component of this strategy is to encourage patients to use third-party lenders such as credit cards to pay for medical expenses they cannot afford, which families frequently do to meet high medical bills.”

It’s one thing to reach for your Visa or MasterCard to pay for a Barbie doll or flat-screen TV. It’s way different to pull out the plastic because you’ve just learned you have cancer or heart disease, and you don’t have any other way to pay for treatment that would prevent a premature trip to the great beyond.

A society is seriously out of whack when legalized loan sharks are encouraged to close in on those who are broke and desperately ill.

This medical indebtedness is hardly surprising. Health care costs continue to rise much faster than family income and inflation, and Americans (who have stopped saving altogether) were already mired in staggering amounts of personal debt. Some families have been putting their groceries on credit cards. Many have taken the financially disastrous step of using home equity loans to bring down credit card balances.

A serious illness for people already in shaky economic circumstances can be the final push into bankruptcy.

According to the report, called “Borrowing to Stay Healthy,” about 29 percent of low- and middle-income families with credit card debt reported using their credit cards to pay medical expenses — in most cases for major medical problems.

Over all, a full 20 percent of low- and middle-income families with credit card debt said they had used their cards to cover major medical expenses over the prior three years.

This indebtedness — subject to monthly late fees and penalties, and interest rates that can reach 30 percent — only adds to the trauma of serious illness.

It’s believed that 29 million Americans are burdened with medical debt of one form or another. Individuals who are already saddled with medical bills that they can’t pay are much more likely to avoid further medical treatment and to leave drug prescriptions unfilled. Such decisions often have life-threatening consequences.

There is an epidemic of personal bankruptcies in the U.S. and medical factors are believed to play a role in as many as half of them.

These are problems that cry out for reform — of the American health care system and the American way of debt, both of which seriously threaten the American way of life. At the very least, in the short term, we need to protect financially vulnerable patients from a credit card universe in which there are no legal limits on fees or interest, and where the abuse of customers is the norm.

And Paul Krugman goes down the rabbit hole with W to look at his plan:

President Bush’s Saturday radio address was devoted to health care, and officials have put out the word that the subject will be a major theme in tomorrow’s State of the Union address. Mr. Bush’s proposal won’t go anywhere. But it’s still worth looking at his remarks, because of what they say about him and his advisers.

On the radio, Mr. Bush suggested that we should “treat health insurance more like home ownership.” He went on to say that “the current tax code encourages home ownership by allowing you to deduct the interest on your mortgage from your taxes. We can reform the tax code, so that it provides a similar incentive for you to buy health insurance.”

Wow. Those are the words of someone with no sense of what it’s like to be uninsured.

Going without health insurance isn’t like deciding to rent an apartment instead of buying a house. It’s a terrifying experience, which most people endure only if they have no alternative. The uninsured don’t need an “incentive” to buy insurance; they need something that makes getting insurance possible.

Most people without health insurance have low incomes, and just can’t afford the premiums. And making premiums tax-deductible is almost worthless to workers whose income puts them in a low tax bracket.

Of those uninsured who aren’t low-income, many can’t get coverage because of pre-existing conditions — everything from diabetes to a long-ago case of jock itch. Again, tax deductions won’t solve their problem.

The only people the Bush plan might move out of the ranks of the uninsured are the people we’re least concerned about — affluent, healthy Americans who choose voluntarily not to be insured. At most, the Bush plan might induce some of those people to buy insurance, while in the process — whaddya know — giving many other high-income individuals yet another tax break.

While proposing this high-end tax break, Mr. Bush is also proposing a tax increase — not on the wealthy, but on workers who, he thinks, have too much health insurance. The tax code, he said, “unwisely encourages workers to choose overly expensive, gold-plated plans. The result is that insurance premiums rise, and many Americans cannot afford the coverage they need.”

Again, wow. No economic analysis I’m aware of says that when Peter chooses a good health plan, he raises Paul’s premiums. And look at the condescension. Will all those who think they have “gold plated” health coverage please raise their hands?

According to press reports, the actual plan is to penalize workers with relatively generous insurance coverage. Just to be clear, we’re not talking about the wealthy; we’re talking about ordinary workers who have managed to negotiate better-than-average health plans.

What’s driving all this is the theory, popular in conservative circles but utterly at odds with the evidence, that the big problem with U.S. health care is that people have too much insurance — that there would be large cost savings if people were forced to pay more of their medical expenses out of pocket.

The administration also believes, for some reason, that people should be pushed out of employment-based health insurance — admittedly a deeply flawed system — into the individual insurance market, which is a disaster on all fronts. Insurance companies try to avoid selling policies to people who are likely to use them, so a large fraction of premiums in the individual market goes not to paying medical bills but to bureaucracies dedicated to weeding out “high risk” applicants — and keeping them uninsured.

I’m somewhat skeptical about health care plans, like that proposed by Gov. Arnold Schwarzenegger, that propose covering gaps in the health insurance market with a series of patches, such as requiring that insurers offer policies to everyone at the same rate. But at least the authors of these plans are trying to help those most in need, and recognize that the market needs fixing.

Mr. Bush, on the other hand, is still peddling the fantasy that the free market, with a little help from tax cuts, solves all problems.

What’s really striking about Mr. Bush’s remarks, however, is the tone. The stuff about providing “incentives” to buy insurance, the sneering description of good coverage as “gold plated,” is right-wing think-tank jargon. In the past Mr. Bush’s speechwriters might have found less offensive language; now, they’re not even trying to hide his fundamental indifference to the plight of less-fortunate Americans.

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